Team National Savings Review | Trust Score & Ratings

Founded1997

HeadquartersDeerfield Beach, FL

Trust Score83/100

About Team National Savings

Team National Savings is a multi-level marketing (MLM) company founded in 1997 and headquartered in Deerfield Beach, FL. They focus on offering discount membership products through a network of independent distributors.

Their business model operates on a binary compensation structure. Distributors earn money through retail sales and team-building commissions, advancing in rank as they grow their sales volume.

While Team National Savings has a solid A- rating from the BBB, their Trustpilot score of 2.5/5 suggests mixed reviews from users. Income disclosure reports indicate a concentration of earnings among top earners, and there are monthly purchase requirements to qualify for full commissions.

Pros and Cons

✓ Pros

Decent BBB Rating
An A- rating from the Better Business Bureau suggests that they handle customer complaints fairly well.
Long-standing Company
Founded in 1997, Team National has been around long enough to establish a reputation.
Binary Compensation Plan
The binary structure allows for potential earnings through both personal sales and team-building.
Earning Potential
Distributors can earn commissions on product sales and bonuses, which can be attractive for motivated sellers.

✗ Cons

Income Concentration
The income disclosure shows that a small percentage of distributors earn most of the income, which is a red flag.
Monthly Purchase Requirements
To qualify for full commissions, distributors must meet monthly purchase quotas, which can strain finances.
Low Trustpilot Score
With a 2.5/5 rating on Trustpilot, many customers have reported dissatisfaction with products or services.
Focus on Recruitment
The business model heavily emphasizes recruiting new members, which can lead to high turnover rates.

Verdict: Team National Savings has potential benefits but also significant risks. The income potential looks enticing, but the reliance on recruitment and the income concentration are concerning. If you’re thinking about this, be cautious and do your homework.

Best for: This is for people who are comfortable with sales and recruitment and can handle the financial risks. If you prefer a more stable income without the pressure of constant recruitment, you might want to steer clear.

Risk Analysis

Team National Savings has a low risk profile, but there are concerns about income concentration and monthly purchase requirements. Overall, it's a mixed bag for potential new distributors.

Key Concerns

Top earner concentration high
Income disclosure shows a significant portion of earnings goes to a small number of top earners.
Monthly purchase requirements moderate
Distributors must meet monthly purchase requirements to qualify for full commissions, which can lead to financial strain.

Positive Indicators

A- BBB Rating
Reflects a generally positive reputation and customer satisfaction.
Established company
Founded in 1997, indicating longevity in the market.

Consumer Advice: If you're considering joining Team National Savings, weigh the risks carefully. Understand the income structure and be prepared for monthly costs. It might work for some, but it’s not a guaranteed path to profit.

Frequently Asked Questions About Team National Savings

Is Team National Savings a legitimate MLM company?

Yes, Team National Savings is a legitimate MLM company. Founded in 1997 and based in Deerfield Beach, FL, it has been operating for over two decades, which lends some credibility.

What products does Team National Savings sell?

Team National Savings offers a variety of products, including discounts on travel, home services, and personal care items. They focus on helping members save money rather than selling physical goods.

How much can you make with Team National Savings?

Earnings with Team National Savings can vary widely. While top earners can make significant income, most distributors earn less, and the income disclosure shows a concentration of earnings at the top.

Are there complaints about Team National Savings?

Yes, Team National Savings has received mixed reviews. With a BBB rating of A- and a Trustpilot score of 2.5/5, some members express concerns about the income potential and the pressure to meet monthly purchase requirements.

How does the compensation plan work for Team National Savings?

Team National Savings uses a binary compensation plan. Distributors earn through retail sales and team-building commissions, and as they reach certain sales thresholds, they can unlock higher commission rates and bonuses.

What does it cost to join Team National Savings?

Joining Team National Savings typically requires an initial purchase of products at wholesale prices. While specific numbers aren't disclosed publicly, be prepared to invest in products to get started.

What is the BBB rating for Team National Savings?

Team National Savings has an A- rating with the BBB. This indicates that they have addressed customer complaints and maintain a satisfactory level of business practices.

What are some alternatives to Team National Savings?

If you're looking for alternatives to Team National Savings, consider companies like Amway or Pampered Chef. They also offer MLM opportunities with varying product focuses and compensation structures.

Is Team National Savings worth joining?

Whether Team National Savings is worth joining depends on your personal goals. If you're comfortable with the MLM model and are looking for savings on services, it might be a fit, but be cautious about the income potential.

Compensation Plan

Plan Type

This is a Binary compensation plan. In simple terms, you build two teams (one on the left and one on the right) and earn money based on how well both teams do.

How Earnings Work

Retail Profit: Buy products at a lower wholesale price and sell them at retail price. The difference is your profit.
Team Commissions: As your teams grow and make sales, you earn commissions based on their performance.
Bonuses: There are additional bonuses for reaching certain levels or milestones, like a Leadership Bonus for guiding others or an Incentive Trip for top performers.

Qualification Requirements

You need to maintain a minimum monthly purchase to earn full commissions.
To reach higher ranks, you’ll need to meet sales volume targets and have a certain number of active team members.