Loanledger has received a pyramid fraud warning from the Central Bank of Russia (CBR). As perCBR’s March 18th fraud warning, Loanledger exhibits “signs of a financial pyramid”. Loanledgeris an MLM crypto Ponzi launched in late 2025. Originally heading up Loanledger was CEO “William Carter”: Carter is a Boris CEO played by Canadian national Ryan (surname unknown). Ryan, as “William Carter”, only appeared in early Loanledger marketing videos. As far as Loanledger’s marketing goes, Ryan has been replaced by “Oliver Tate”.
Compensation Plan
Loanledger Compensation Structure (Fraudulent)
The following describes the reported compensation structure of Loanledger. This is a fraudulent pyramid scheme and should not be considered a legitimate earning opportunity.
Reported Investment Tiers
Deposit Returns: Participants allegedly received daily or weekly percentage returns on their cryptocurrency deposits, with rates varying based on the amount invested and lock-up period selected.
Tier Levels: Multiple investment tiers reportedly offered escalating return rates, incentivizing participants to invest larger amounts for higher promised returns.
Recruitment-Based Earnings
Direct Referral Bonus: Commissions paid on the deposit amounts of personally referred new participants, typically 5% to 10% of the recruit s investment.
Multi-Level Referral Commissions: Commissions extending through multiple levels of recruitment, paying decreasing percentages on deposits made by second, third, and deeper level recruits.
Team Volume Bonuses: Additional bonuses for achieving group investment volume thresholds within the referral network.
Why This Is Fraudulent
No verifiable lending platform or legitimate revenue source exists to fund participant returns.
Returns are paid from new participant deposits, constituting a Ponzi scheme.
Recruitment commissions on investment amounts constitute pyramid fraud.
No regulatory license or registration for financial services or securities offerings.
Anonymous operators with no accountability or legal recourse for victims.
Mathematical certainty of collapse resulting in total loss for majority of participants.
Legal Warning
Participation in or promotion of this scheme may constitute criminal activity in most jurisdictions.
Funds deposited are likely unrecoverable once the scheme collapses.
Report this scheme to your local financial regulatory authority immediately.
